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P3 Insurance Solutions

8295 Tournament Dr, Suite 150
Memphis, TN 38125

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Renters Insurance in Tennessee


Renters’ insurance is one of the most valuable financial protections available, but it is also one of the most overlooked in Tennessee. The reason it is overlooked is that many believe that their items are not valuable enough to insure. However, they forget how hard they had work to buy those items that might be worth a fortune if they are all added up. Others believe that their landlord will cover any damages, but they fail to understand that a landlord policy does not replace their personal belongings.

Understanding rental insurance and what it covers is the first step in the right direction. Below is a summary of what renters’ insurance from P3 Insurance Solutions can cover.

Personal property

With renters’ insurance, you get reimbursed for the cost of replacing your property or its value. However, it is up to the coverage limit on the policy to determine this. The coverage will work in the unfortunate occurrence of one of the below events.

  • Fire
  • Hail
  • Smoke damage
  • Vandalism
  • Theft
  • Falling objects

Personal liability

Renters insurance does not only cover your belongings, but it also covers you. If you have a guest in the house and they get injured, and you are liable, renters’ insurance will help cover some if not all the medical bills. It also covers liability if you get sued for a similar reason.

Temporary living expenses

If a fire breaks out in your apartment or water damage has rendered your home uninhabitable, you do not have to worry about the hotel costs. Renters insurance from P3 Insurance Solutions will cover the cost of your temporary living expenses. It not only covers the cost of the hotel but it may also include the extra cost of food over and above what you budget for your groceries. You are covered until it is safe to move back in or find a new apartment in Tennessee.

The importance of renters insurance is often understated, but to be on the safe side get renters insurance today. Contact the agents of P3 Insurance Solutions in Memphis, TN to get the answers you need on renters’ insurance and learn how you can get a quote and start a policy today.

Partner Carriers


  • Allstate
  • American Modern
  • Encompass
  • Farmers/Foremost
  • Guard
  • Liberty Mutual
  • Nationwide
  • National General
  • Progressive
  • Safeco
  • State Auto
  • The Hartford
  • Travelers